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陇南翻译公司关键字：Agricultural insurance is a stable agricultural production, protect the interests of the operators a powerful tool, it increases the income of agricultural operators to the level of protection will help to improve agriculture and the economic status of business entities, to facilitate their access to loans, the inflow of financial capital to guide agriculture and promote scale agricultural production, improve the level of intensification of production and reduce financial intermediation costs. Since 1982, China People's Insurance Company has been a pilot agricultural insurance, agricultural insurance business was to get a rapid and smooth development. However, due to the low rate of return of agricultural insurance, the lack of the necessary policy support and legal basis, combined with insurance companies on a commercial operation, focus has turned to urban, agricultural insurance business continues to decline over the past decade. Currently, most provinces have abolished the People's Insurance branch agricultural insurance sector and business. As the agricultural insurance in place, to some extent, improve the financial institutions for agriculture, rural enterprise risk assessment, as "unfortunately accompany the credit," an important factor in increasing the supply of rural financial tensions.
4, the lack of effective credit evaluation system and a sound credit guarantee system.Credit evaluation system for the establishment and improvement, enabling enterprises to more effectively access to financial support, and strengthen the indirect financing system. From China's agricultural industrialization leading enterprises of the current situation of financial support, the current lack of effective credit evaluation for leading enterprise system. To Lam shares, for example, if the time has established a comprehensive credit evaluation system, Lam shares may in time to avoid the risk of blind expansion, and will not appear the credit crisis, will not result in breaking the chain of funds and business failure . Relative to industrial enterprises, agricultural enterprises now mostly small and medium enterprises in the entrepreneurial growth. As the credit guarantee system is not perfect and bank credit funds for safety, liquidity, efficiency requirements continue to increase, the market for face double the risk of natural and agricultural industrialization leading enterprises, access to credit a higher threshold, but there are payment policy is also difficult to implement in practice, leading directly restricts the development and growth of enterprises
Third, build a sound industrial management of agriculture, the financial support system
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